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BORDER RATES

Home/BORDER RATES
  • Household debt : a recurring issue with the Covid crisis !

Household debt : a recurring issue with the Covid crisis !

We are witnessing a confirmed stability of rates on both Euro and CHF currencies. It should be noted that the banks are now all subject to compliance with household indebtedness limited to 35% without distinction [...]

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  • Is the border area a winner of the Green housing concept ?

Is the border area a winner of the Green housing concept ?

While the real estate market of France's largest cities is affected, the question arises for Geneva and Pays-de-Gex : despite the geographical border, many Swiss residents aspire to more space in terms of habitability and [...]

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  • A two-tier banking intervention policy

A two-tier banking intervention policy

We are approaching the end of the year and we can see that the housing market remains solid with strong property sales. However, the current inertia in the decision banking process is likely to continue [...]

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  • Home loans for the Swiss residents

Home loans for the Swiss residents

The list of banks that exclude the financing of residents of Geneva and Vaud areas, applicants for home ownership in France, is growing, whether in primary or secondary residence. Now, even with a significant deposit, [...]

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  • David Ducard’s editorial on the new lockdown and rate’s publication of Nov. 2020

David Ducard’s editorial on the new lockdown and rate’s publication of Nov. 2020

Following the tighter measures in France and Switzerland, Prêt Immo Conseils maintain its sustainable and specific support including the study of your future property project, assessment of your loan application, consolidation of your home loans [...]

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  • New loan granting policy

New loan granting policy

As expected, a new banking reasoning process is emerging. For many years now, productivity and development were the main drivers of a market share strategy. Today, we see a desire to bring the notion of [...]

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  • David Ducard’s editorial of September 2020 on rate’s updating

David Ducard’s editorial of September 2020 on rate’s updating

We observe a relative stability of rates (Euro and Chf) in September, with a slight decline for some credit institutions wishing to maintain activity. Should you need to learn more about banks’ prevailing policies and [...]

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  • David Ducard’s editorial of August 2020 on rate’s updating

David Ducard’s editorial of August 2020 on rate’s updating

Rate's updating for Euro and Chf currencies

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  • Post-Covid bank intervention Policy

Post-Covid bank intervention Policy

The Covid-19 never stops spreading and with this pandemic looms an economic and social crisis. What about the adaptation of banking policy on the Swiss-French border area for currency loans ? Although their leaders show [...]

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  • Our cross-border monitoring centre at Prêt Immo Conseils !

Our cross-border monitoring centre at Prêt Immo Conseils !

Our monitoring centre for interest rates will provide you information about short and medium term market rates in the currency chosen (Swiss francs or euros) according to the retained duration (the loan periods mentioned are the [...]

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