The list of banks that exclude the financing of residents of Geneva and Vaud areas, applicants for home ownership in France, is growing, whether in primary or secondary residence.

Now, even with a significant deposit, several banks choose to renounce property finance transactions. In addition, the validation procedures because of the Covid crisis have become more complex and lengthy in terms of the preparation of financial dossiers as well as the time to treat bank-related files by agencies.

Therefore, at the outset of the transaction project, it is necessary to identify the banks to which borrowers are eligible before obtaining the best interest rates so as not to waste time. This is why it is essential, at the early stages, to consult an expert qualified to carry out a “calibration” of your case with the objective both to assess your financing capacity and to determine (or not) the lending banks likely to help you.

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