We are witnessing a confirmed stability of rates on both Euro and CHF currencies. It should be noted that the banks are now all subject to compliance with household indebtedness limited to 35% without distinction of the remaining funds ! Let us hope that the legislator will realize, in the short term, of his error of strategy and that the concept of “remaining income” will become the norm ?
In the meantime, estimate your financing capacity before buying and get professional advice with our cabinet specialized in mortgage brokerage (€, Chf) to help you. With more than 25 years presence in the French-Swiss Lake Geneva area, we are in a position to fulfill property finance requirements. Furthermore, to assist in decision-making process, we provide tools on our website such as : calculators, a monitoring center for Euro and Chf interest rates (monthly updated) and educational resources on mortgage insurances (borrower, SDI, PCL).
For information, please feel free to contact us using our contact form.